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Mortgage broking · Norwest, Sydney

Structure first. Buy second. Scale intentionally.

Finsap is a boutique mortgage broking firm in Norwest, Sydney, founded by Danny Saputra. We help property investors, SMSF trustees, self-employed borrowers and home buyers plan how their loans are structured before they buy. We compare options from a panel of 30+ lenders, and you deal with Danny directly from first call to settlement.

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Credit is subject to lender criteria, assessment and approval. Fees, charges and eligibility criteria may apply.

In lending since
2008
Lenders on our panel
30+
Clients
100+
Property purchases
250+
Sydney office
Norwest
Danny Saputra, founder of Finsap

Meet your broker

Danny Saputra, founder of Finsap

Danny has been in lending since 2008. He keeps Finsap deliberately small, so you deal with him directly from the first call to settlement, and he will tell you plainly when borrowing or refinancing is not the right step.

Whether you are buying your first home, refinancing, adding an investment property or borrowing as a business owner, he starts with how the loan is structured, then compares options from a panel of 30+ lenders.

Credit Representative 372962 · Finance Brokers Association of Australia (FBAA) member

About Danny

Services

Lending, structured around your plans

Every loan is set up with the next step in mind. Whether you are buying a home, adding an investment property or reviewing what you already have, we start with structure, then compare options from our lender panel.

Our approach

The Structure First method

Many borrowers choose the property first and work out the loan afterwards. We do it the other way round. Structure First is the method we use with every client: plan the lending structure, buy when it fits, then grow from there with a plan already in place.

How we work
  1. Step 01

    Structure first

    We look at your goals, income, existing debts and how you plan to own the property, then plan how the loans should be set up before you commit. Ownership and tax questions sit with your accountant or solicitor, and we work alongside them.

  2. Step 02

    Buy second

    Once the structure is clear, we compare options from our panel of 30+ lenders and arrange finance that fits the plan.

  3. Step 03

    Scale intentionally

    We review your lending as your circumstances change, so your next purchase or refinance builds on what is already in place.

Who we help

Built for investors and business owners

We work with investors building a portfolio, SMSF trustees, and business owners whose income does not fit a standard payslip.

Client reviews

What clients say

5.0 from 10 Google reviews
  • “The whole refinance process was fast, straightforward and very easy from start to finish. Danny was fantastic to deal with and made everything clear and simple.”
    Charline B. · Refinance · Google review
  • “When we were trying to buy another investment property, we were told by two other mortgage brokers that it wouldn't be possible at all until my husband finishes his university degree… Then we found FINSAP.”
    Hannah A. · Investment lending · Google review
  • “Dan and the FINSAP team has been fantastic in my journey from SMSF setup to purchase of investment property not only once but twice.”
    Art G. · SMSF and investment · Google review
  • “My wife and I had a wonderful experience working with Danny and recommend his services.”
    Veck A. · Home lending · Google review

Reviews describe individual clients' experiences. Your outcome depends on your circumstances and on lender assessment and approval.

Insights

Recent insights

All insights

General information only, not personal advice.

Speak to Danny

You deal with Danny Saputra directly.