
Still Paying Over 6.1%? Your Home Loan May Be Ready for a Rate Reset.
FINSAP helps eligible homeowners compare sharp refinance options across our lender panel, without the bank jargon or guesswork.
Member
Reviews
30+ lenders
Wide
Who this works for
If you can say yes to these four things, it is worth a conversation.
Rate above 6.1%
The starting point for whether a review makes sense.
12 months clean repayments
Shows lenders a reliable track record.
Property with equity
Around 80% LVR or below opens more options.
Clear credit
No defaults, judgements, or bankruptcies.
That is the checklist. Everything else, we handle.
Check My LoanNo separate broker fee for our refinance review. Credit subject to lender assessment.

The problem worth fixing
Your lender may not be rushing to sharpen your rate.
Loyalty does not always get rewarded in home loans. If your rate has not been reviewed in a couple of years, there is a reasonable chance something better is available. We compare options across our lender panel and tell you where you stand.
- We do the hard work.
- You get the result.
Google reviews
What clients say about FINSAP
Real stories from our clients.
"FINSAP acted quickly, guiding us through every step. It gave me so much confidence that we were making the right decisions. If you're looking for a mortgage broker who really listens, goes above and beyond, and understands how to grow your situation strategically, I can't recommend FINSAP enough."
Hannah Arroyo
Google Review
"Dan and the FINSAP team has been fantastic from start to finish. It is truly a one stop shop for anyone who wants to build wealth."
Art Go
Google Review
"Highly recommended for someone who looking for a loan or property investment. This guy will help you from find a lender find the suitable property then find someone who will rent your property. Absolutely complete service !!!"
Budi Wibowo
Google Review
Ways FINSAP can help
Streamlined Refinance
Paying above 6.1%? We compare sharp options across our lender panel and handle the switch.
Learn moreBuyer's Agent
Looking for your next property? We help you find and secure the right investment or home.
Learn moreCredit subject to lender assessment.
Access to 30+ lenders.
We scan our lender panel for options your current lender may not be showing you.







How it works
From am I paying too much to here are your options.
Check My Loan
Two-minute form. Tell us your situation.
Dan calls you
We put your current loan up against today's lender options and tell you where you stand.
Sharp options
We handle the paperwork. You focus on the result.
Credit subject to lender criteria, assessment and approval.
Is your rate still competitive?
Takes under 60 seconds to check.
FBAA Member. Australia-wide.
No separate broker fee for our refinance review. Credit subject to lender assessment.
