FINSAP

    A Faster Way to Compare Home Loan Options. For Eligible Borrowers.

    If your rate is above 6.1%, your repayments are on time, and your property has equity, we compare sharp refinance options across our lender panel. Less back-and-forth. Clear next steps.

    No separate broker fee for our refinance review. Credit subject to lender assessment.

    Australian woman reviewing home loan details on a laptop
    FBAA Member 5★ Google Reviews Access to 30+ lenders Australia-wide

    Who this works for

    If you can say yes to these four things, it is worth a conversation.

    Rate above 6.1%

    The starting point for whether a review makes sense.

    12 months clean repayments

    Shows lenders a reliable track record.

    Property with equity

    Around 80% LVR or below opens more options.

    Clear credit

    No defaults, judgements, or bankruptcies.

    That is the checklist. Everything else, we handle.

    Why this process works

    Reduced documentation for people who meet the criteria.

    This type of refinance assesses equity position and repayment track record rather than full income verification. For clients who meet the criteria, documentation requirements are significantly reduced.

    Homeowners reviewing refinance options

    Quick example

    On a $600,000 loan, a 1% rate difference is about $6,000 a year before fees and loan factors.

    Any repayment or savings estimate is illustrative only and based on the information you provide. Actual outcomes depend on your loan amount, rate, fees, loan term, repayment type, lender criteria and approval. Refinancing may not be suitable for everyone.

    Refinance FAQs

    Google reviews

    What clients say about FINSAP

    Real stories from our clients.

    "Dan had been great in provinding us a comprehensive service. From guiding to helping us to set up everything. Absolute complete service! I would definitely recommend him for anyone looking to build their wealth! Thanks Dan!"

    Teresa Susanto

    Google Review

    "Dan and the FINSAP team has been fantastic from start to finish. It is truly a one stop shop for anyone who wants to build wealth."

    Art Go

    Google Review

    See if your loan is quietly costing you more than it should.

    FBAA Member. Australia-wide.

    Check My Loan

    Credit subject to lender assessment.

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