Our Service Approach
At Finsap, we provide a comprehensive suite of SMSF lending and property investment finance solutions to help you build long-term wealth.
Our Approach:
End-to-End Support
We assist with the entire SMSF lending and property finance process, from initial strategy to securing funding.
Educational Focus
We ensure you understand each step of the lending and investment process.
PersonaliSed Solutions
Every lending and finance strategy is tailored to your goals, financial position, and risk profile.
Transparent Guidance
We provide clear information about borrowing structures, risks, and compliance requirements.
Core Services
SMSF Lending & Loan Structuring
We specialise in arranging SMSF-compliant loans through a network of specialised lenders, structuring Limited Recourse Borrowing Arrangements (LRBA) in accordance with SMSF regulations.
Lender selection & loan negotiation
Loan application assistance
LRBA loan structuring
Bare trust establishment
Compliance documentation
Property Investment Finance Strategy
We help clients develop a personalised SMSF property finance strategy, ensuring that their lending structure aligns with long-term financial goals.
Retirement goal assessment
Risk profile analysis
Investment strategy planning
Cash flow & portfolio diversification planning
Property Selection Support
Our property research team conducts due diligence to identify SMSF-compliant investment properties that align with your strategy.
Market research & analysis
Property shortlisting
Growth & rental yield forecasting
Property due diligence & inspections
Property Acquisition Assistance
We coordinate the entire SMSF property purchase process, ensuring all transactions are compliant with SMSF regulations.
Purchase negotiation support
Contract review & legal coordination
Settlement management
Compliance verification & documentation
Ongoing SMSF Property Loan Management
We provide continuous support to ensure SMSF lending compliance, risk management, and long-term investment success.
Annual loan strategy reviews
Performance monitoring
Compliance updates
Market trend analysis
Additional Lending & Mortgage Services
Home Loan & Mortgage Solutions
Whether you're a first-home buyer, upgrader, or looking to refinance, we help you secure the best loan options.
First-home buyer loans
Owner-occupier & principal & interest loans
Fixed & variable rate mortgages
Pre-approval guidance
Property Investment Loans
Looking to build a property portfolio? We structure investment loans for maximised tax benefits and long-term returns.
Interest-only & principal & interest options
Equity release for property investment
Portfolio structuring & finance strategy
Mortgage Refinancing & Debt Restructuring
We help clients refinance & restructure their loans to lower repayments, access equity, and consolidate debt.
Home loan refinancing for better rates
Debt consolidation solutions
Cash-out refinancing for renovations or investment
Commercial & Business Loans
Need funding for a business venture or commercial property? We connect clients with lenders that offer:
Business expansion loans
Commercial property finance
Development funding & construction loans
Debt Recycling & Wealth Accumulation
Convert non-tax-deductible debt into investment debt through smart financial structuring.
Debt recycling strategies
Optimising tax efficiency on investment loans
Long-term wealth accumulation strategies
Our Service Process
Initial Consultation
We begin with a free consultation to understand your financial position, goals, and retirement plans. This helps us assess whether SMSF lending and property investment finance might be a suitable option for you.
Please note: We specialise in SMSF lending and work alongside financial partners to ensure you receive appropriate financial advice for SMSF structuring.
Strategy Development
If an SMSF loan strategy is suitable, we develop a personalised approach tailored to your financial situation, goals, and risk profile, outlining the key steps required for implementation.
✔ Identifying SMSF loan requirements
✔ Exploring borrowing capacity & lending options
✔ Aligning investment finance with retirement goals
SMSF Lending & Loan Structuring
Once you have your SMSF established with the help of a financial adviser, we assist with structuring the SMSF loan in compliance with regulations.
✔ Loan application & approval
✔ Bare trust & legal structuring guidance
✔ Compliance verification for ATO & lending requirements
We work with trusted SMSF administrators and financial professionals to ensure compliance with superannuation laws.
Property Selection Assistance
Our property research team helps you find SMSF-compliant investment properties that align with your strategy.
✔ Market research & due diligence
✔ Rental yield & growth forecasting
✔ Property shortlisting & inspection coordination
Acquisition & Financing
We coordinate the SMSF property purchase process, including securing finance and ensuring compliance with SMSF borrowing rules.
✔ Loan settlement & transaction management
✔ Contract review & compliance verification
✔ Collaboration with solicitors & financial professionals
Ongoing SMSF Loan & Investment Management
We provide ongoing support to help manage your SMSF loan and ensure long-term compliance.
✔ Annual loan & strategy reviews
✔ Compliance monitoring & performance tracking
✔ Adjustments based on changing market conditions
As SMSF regulations evolve, we ensure your lending structure remains compliant and aligned with your long-term financial goals.
