Investment Loans
Strategic financing solutions for property investors
Property Investment Financing
Building a successful property investment portfolio requires strategic financing that maximises your returns while minimising risk.
At Finsap, we specialise in helping investors secure the right loan structures to achieve their property investment goals. Our service is provided at no cost to you, as we're paid by the lender when your loan settles.
Our Investment Loan Service Includes:
Strategic portfolio planning and loan structuring
Access to investment-specific loan products
Tax-effective loan strategies
Cashflow optimisation
Ongoing portfolio review and refinancing
Investment Loan Options
Interest Only Loans
Maximise cashflow by only paying interest for a set period, with potential tax benefits for investors.
Principal & Interest Loans
Build equity faster with regular repayments that cover both the principal and interest components.
Line of Credit
Access equity in your existing properties to fund further investments or improvements.
Fixed Rate Options
Lock in your interest rate for certainty in your investment cashflow planning.
Offset Facilities
Reduce interest costs while maintaining liquidity with linked offset accounts.
Investment Property Calculator
Analyse the potential returns from your property investment
Property Investment Calculator
Analyse potential property investments and make informed decisions
Investment Analysis Results
Based on your inputs, here's the projected performance of your property investment
Total Investment
Future Property Value
Capital Growth
Total Rental Income
Total Return
Return on Investment
Annualised ROI
Cash-on-Cash Return
Want Expert Property Investment Advice?
Our property investment specialists can help you find high-performing properties and structure your investment for optimal returns.
Book a Free Property Strategy SessionCash Flow Analysis Results
See the detailed breakdown of your property's cash flow
Annual Rental Income
Effective Rental Income
Annual Mortgage Payments
Total Annual Expenses
Annual Cash Flow
Monthly Cash Flow
Cash Flow Position
Cash-on-Cash Return
Want to Improve Your Property's Cash Flow?
Our property investment specialists can help you optimise your property's cash flow through strategic financing and management.
Book a Free Cash Flow Strategy SessionLoan Calculation Results
See the detailed breakdown of your loan repayments and interest costs
Regular Repayment
Total Repayments
Total Interest
Loan Payoff Date
Interest Savings
Time Saved
Interest to Principal Ratio
Loan to Value Ratio
Want to Optimise Your Loan Structure?
Our mortgage specialists can help you find the best loan structure for your property investment goals.
Book a Free Loan Strategy SessionDisclaimer: This calculator provides estimates based on the information you provide and various assumptions. Results are intended as a guide only and should not be considered financial advice. We recommend consulting with a financial professional for personalised property investment advice.
Important Notes
This calculator provides estimates only and does not account for all costs associated with property investment.
Additional costs may include property management fees, maintenance, insurance, council rates, and land tax.
Speak with our property investment experts for a comprehensive analysis of potential returns.
Investment Strategies We Support
Location
The location of your investment property significantly impacts its capital growth potential and rental demand. Consider factors like proximity to amenities, transport, schools, and employment hubs.
Cashflow
Understanding the cashflow implications of your investment is crucial. Consider whether you're aiming for positive cashflow (where rental income exceeds expenses) or are prepared to manage negative cashflow for potential capital growth.
Tax Implications
Property investment comes with various tax considerations, including potential deductions for expenses and depreciation, as well as capital gains tax when selling. Consult with a tax professional to optimise your investment strategy.
Financing Structure
The way you structure your investment loan can significantly impact your returns and flexibility. Consider options like interest-only loans, offset accounts, and fixed vs. variable rates.
Portfolio Diversification
Consider how a property investment fits within your overall investment portfolio. Diversification across different asset classes and property types can help manage risk.
Exit Strategy
Having a clear exit strategy is essential for property investment success. Consider whether you plan to sell after a certain period, hold for long-term rental income, or use the property in retirement.
Ready to Grow Your Property Portfolio?
Book your free strategy call today and take the first step towards optimising your investment property financing.
